American-Amicable Life Insurance Company of Texas
Overview:
Founded in 1910 in Waco, Texas, American-Amicable Life Insurance Company of Texas is a well-established life insurance provider with over a century of experience. Known for its financial strength, reliability, and customer-first approach, it offers a wide range of insurance products across the U.S.
Financial Strength:Rated A (Excellent) by A.M. Best, American-Amicable is financially stable and well-managed. Their conservative investment strategy includes bonds, mortgage loans, and stocks, which ensures long-term reliability for policyholders.
Contact Info:
📍 425 Austin Ave, Waco, TX 76701
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TELEPHONE INTERVIEW
A telephone interview conducted with the Proposed Insured and/or Spouse (if applying for Spouse coverage) may be required based on the Non-Med Limit Chart below. If an interview is required, it may be completed at point-of-sale.
After fully completing the application you may call from the client’s home for the personal history telephone interview. The interview is designed to confirm the answers given on the application. The interview can be completed in either of 2 ways:
1) at point-of-sale, or
2) the Company will contact the Proposed Insured upon receipt of the application.
Point-of-sale telephone interviews can be completed by calling at the toll free number below. When calling the vendor be sure to identify yourself, Company and product being applied for “Home Certainty”, and indicate if an interview on the spouse is necessary. The applicant must always complete the telephone interview without assistance from the agent or another person. If the sale is made on the weekend or if the interview is not completed at point-of-sale, mark the question “NO” in the upper right hand corner of the application, not completed at point-of-sale, and the Company will initiate the call upon receipt of the application.
APPTICAL: 877-351-1773
7:30am-1:00am Monday thru Friday CST
9:00am-9:00pm Saturday & Sunday CST
Corebridge Financial (formerly AIG Life & Retirement)
Overview:
Spun off from AIG in 2022, Corebridge Financial is one of the largest providers of retirement, life insurance, and annuity solutions in the U.S. Headquartered in Houston, TX, Corebridge empowers individuals and institutions to take control of their financial futures with innovative, data-driven products. It manages over $400 billion in assets and serves millions of policyholders across the country.
Financial Strength:
Rated A (Excellent) by A.M. Best, Corebridge is financially robust and strategically positioned for long-term growth. Its strength is built on decades of industry expertise, prudent investment management, and a strong capital foundation.
Contact Info:
📍 2919 Allen Parkway, Houston, TX 77019
GUARANTEED ISSUE - NO BUILD CHART
F&G Annuities & Life (Fidelity & Guaranty Life Insurance Company)
Overview:
Founded in 1959, F&G is a leading provider of fixed indexed annuities and life insurance products, serving over one million policyholders nationwide. Headquartered in Des Moines, IA, the company focuses on helping individuals achieve financial security through innovative retirement and protection solutions. F&G operates as a subsidiary of Fidelity National Financial and has experienced significant growth in both annuity and life insurance sales.
Financial Strength:
Rated A (Excellent) by A.M. Best, F&G is financially stable and growing rapidly. The company manages over $65 billion in assets under management and maintains strong ratings from multiple agencies, including Fitch, Moody’s, and S&P, reflecting its conservative risk management and long-term reliability.
Contact Info:
📍 801 Grand Ave, Suite 2600, Des Moines, IA 50309
Monday - Thursday 8:00 AM - 6:30 PM (ET), Friday 8:00 AM - 3:00 PM (ET)
Foresters Financial
Overview:
Founded in 1874 as a mutual fraternal benefit society, Foresters Financial has over 150 years of experience providing life insurance and savings solutions to working families across the U.S., Canada, and the UK Headquartered in Toronto, with U.S. operations headquartered elsewhere, Foresters serves around 2.6–2.8 million policyholders . In addition to standard life insurance products, Foresters offers member-focused benefits such as scholarships, legal assistance, community grants, and sustainable community initiatives
Financial Strength:
Rated A (Excellent) by A.M. Best and DBRS Morningstar, Foresters has maintained this high rating for over 20 consecutive years, with a stable outlook. It manages approximately US $12–13 billion in total assets, with a surplus of around US $1.5–1.6 billion, and holds strong capital ratios (LICAT ~182%, RBC ~451%)
Contact Info:
📍 789 Don Mills Road, Toronto, ON, Canada (global HQ)
Fax: 18663003830
Mon-Fri | 9am-6pm ET
John Hancock Life Insurance Company
Overview:
Founded in 1862 and based in Boston, John Hancock Life Insurance Company is one of the most recognized and long-standing insurance providers in the U.S. A subsidiary of Manulife Financial, it offers a broad range of life insurance, retirement, and investment solutions tailored to meet the needs of individuals and businesses. John Hancock is particularly known for its wellness-integrated policies through its Vitality and Aspire programs, rewarding clients for healthy living and chronic condition management.
Financial Strength:
Rated A+ (Superior) by A.M. Best, John Hancock is considered financially robust. Backed by Manulife’s global reach and conservative investment practices, the company demonstrates long-term reliability and capacity to meet policyholder obligations.
Contact Info:
📍 601 Congress St, Boston, MA 02210
Monday - Friday, 8AM to 6PM ET
Legal & General America (Banner Life & William Penn Life Insurance Companies)
Overview:
Legal & General America is the U.S. branch of the global Legal & General Group, operating through Banner Life (nationwide except NY) and William Penn (New York only). With over 70 years in the U.S. market, it specializes in term life and universal life insurance with some of the most competitive rates in the industry. Known for offering up to 40-year term policies, no-medical-exam coverage up to $2–$4 million, and flexible conversion options, LGA is a go-to for families and individuals seeking straightforward protection.
Financial Strength:
Rated A+ (Superior) by A.M. Best, Legal & General America is financially secure and conservatively managed. Its U.S. companies maintain a strong surplus position, prudent underwriting, and consistent claims-paying performance.
Contact Info:
📍 Banner Life Insurance Company
3275 Bennett Creek Ave, Frederick, MD 21704
📍 William Penn Life Insurance Company of New York
100 Quentin Roosevelt Blvd, Garden City, NY 11530
